UntilFire vs FI Calc
FI Calc tests a withdrawal plan. UntilFire gets you to the start line.
See your freedom dateFree. No login. About a minute.
Age 45 · 14 years away
Invest $300 more this month
Brings your date 4 months closer
- Checking synced today
- Credit card synced today
- Brokerage synced today
How they compare
| Feature | UntilFire | FI Calc |
|---|---|---|
| Shows the date you can stop working | Odds your money lasts | |
| Pulls in your spending automatically | – | |
| Links your bank accounts | 18,000+ banks | – |
| Tells you what to do next, every month | – | |
| Compares living costs in 300+ cities | – | |
| Tests life changes: a move, a baby, a break | One-off costs only | |
| Free to use, no sign-up |
Why people choose UntilFire
Your real money
Spending, budgets and balances feed your plan automatically.
One next move
Every month, the single step that brings your date closer.
A date, in minutes
No 100-field setup. Your freedom date from three numbers.
Where FI Calc specialises
FI Calc. Built for the withdrawal phase: a dozen withdrawal strategies tested against market history.
Questions
What's the difference between FI Calc and UntilFire?
FI Calc tests how a portfolio holds up under different withdrawal strategies. UntilFire starts earlier: it uses your real spending and savings to give you a freedom date and one next move each month.
Is FI Calc free?
Yes. FI Calc is supported by donations. UntilFire's calculator is also free with no login; Pro adds unlimited bank connections.
Can I use UntilFire and FI Calc together?
Yes. Use UntilFire to reach your freedom date, then test withdrawal strategies once you're close.
Your freedom date is a minute away
Get my freedom dateFree forever. No login. Export your data anytime.
vs ProjectionLab & Boldinvs FIRECalcvs Monarch MoneyAll comparisonsPrices and features from each company's public website, checked . FI Calc is a trademark of its owner; UntilFire isn't affiliated with it.