US Region · 21 cities · 6 states

FIRE in the Mountain West

Outdoor lifestyle, moderate cost, growing hubs.

Colorado, Utah, and Nevada offer a compelling mix: outdoor access, growing tech scenes, and moderate living costs. Denver and Salt Lake City are rising but still under $80k/year. Nevada has no income tax. Wyoming and Montana offer near-zero cost for those willing to trade density for space.

Cities covered

Avg annual cost

$53,833

Avg FIRE target

$1,345,825

No-income-tax states

All cities ranked by cost of living

Cheapest first. Click any city for detailed FIRE calculations and retirement timelines.

#	City	State	Annual Cost	FIRE Target	Income Tax
1	Cheyenne, WY	Wyoming	$47,800	$1,195,000	Unavailable
2	Idaho Falls, ID	Idaho	$48,000	$1,200,000	Unavailable
3	Provo, UT	Utah	$48,800	$1,220,000	Unavailable
4	Billings, MT	Montana	$50,200	$1,255,000	Unavailable
5	Missoula, MT	Montana	$50,500	$1,262,500	Unavailable
6	Salt Lake City, UT	Utah	$51,400	$1,285,000	Unavailable
7	Ogden, UT	Utah	$51,400	$1,285,000	Unavailable
8	Boise, ID	Idaho	$52,600	$1,315,000	Unavailable
9	Reno, NV	Nevada	$53,400	$1,335,000	Unavailable
10	Las Vegas, NV	Nevada	$53,600	$1,340,000	Unavailable
11	Fort Collins, CO	Colorado	$54,300	$1,357,500	Unavailable
12	Colorado Springs, CO	Colorado	$54,800	$1,370,000	Unavailable
13	St. George, UT	Utah	$56,100	$1,402,500	Unavailable
14	Bozeman, MT	Montana	$56,200	$1,405,000	Unavailable
15	Henderson, NV	Nevada	$56,300	$1,407,500	Unavailable
16	Lakewood, CO	Colorado	$56,500	$1,412,500	Unavailable
17	North Las Vegas, NV	Nevada	$56,500	$1,412,500	Unavailable
18	Denver, CO	Colorado	$57,500	$1,437,500	Unavailable
19	Aurora, CO	Colorado	$57,700	$1,442,500	Unavailable
20	Boulder, CO	Colorado	$58,400	$1,460,000	Unavailable
21	Jackson, WY	Wyoming	$58,500	$1,462,500	Unavailable