FIRE Number by City

The cost to retire varies enormously across the US — from $875k in Wichita, KS to $2.75M in San Francisco, CA. Pick your city to find your exact FIRE number with local cost-of-living data and state tax rates.

97

US cities covered

$1,380,412

Avg FIRE target

9

States with no income tax

Alabama

$1,000,000 target · $40,000/yr

$1,050,000 target · $42,000/yr

Arizona

$1,300,000 target · $52,000/yr

$1,100,000 target · $44,000/yr

$1,550,000 target · $62,000/yr

Arkansas

Little Rock, AR

$1,000,000 target · $40,000/yr

California

San Francisco, CA

$2,750,000 target · $110,000/yr

Los Angeles, CA

$2,200,000 target · $88,000/yr

$1,950,000 target · $78,000/yr

$2,400,000 target · $96,000/yr

$1,600,000 target · $64,000/yr

$2,100,000 target · $84,000/yr

$1,150,000 target · $46,000/yr

$2,050,000 target · $82,000/yr

Colorado

$1,550,000 target · $62,000/yr

$1,750,000 target · $70,000/yr

Colorado Springs, CO

$1,200,000 target · $48,000/yr

Connecticut

$1,500,000 target · $60,000/yr

$1,450,000 target · $58,000/yr

FloridaNo income tax

$1,700,000 target · $68,000/yr

$1,200,000 target · $48,000/yr

$1,250,000 target · $50,000/yr

Jacksonville, FL

$1,150,000 target · $46,000/yr

Fort Lauderdale, FL

$1,500,000 target · $60,000/yr

St. Petersburg, FL

$1,200,000 target · $48,000/yr

$1,300,000 target · $52,000/yr

Georgia

$1,350,000 target · $54,000/yr

$1,150,000 target · $46,000/yr

Idaho

$1,300,000 target · $52,000/yr

Illinois

$1,550,000 target · $62,000/yr

Indiana

Indianapolis, IN

$1,050,000 target · $42,000/yr

Iowa

$1,050,000 target · $42,000/yr

Kansas

$1,000,000 target · $40,000/yr

Louisiana

New Orleans, LA

$1,200,000 target · $48,000/yr

Baton Rouge, LA

$1,100,000 target · $44,000/yr

Maine

$1,350,000 target · $54,000/yr

Maryland

$1,500,000 target · $60,000/yr

$2,200,000 target · $88,000/yr

Massachusetts

$1,950,000 target · $78,000/yr

$2,050,000 target · $82,000/yr

Michigan

$1,050,000 target · $42,000/yr

Grand Rapids, MI

$1,100,000 target · $44,000/yr

Minnesota

Minneapolis, MN

$1,450,000 target · $58,000/yr

Mississippi

$950,000 target · $38,000/yr

Missouri

Kansas City, MO

$1,100,000 target · $44,000/yr

$1,050,000 target · $42,000/yr

Nebraska

$1,050,000 target · $42,000/yr

NevadaNo income tax

$1,300,000 target · $52,000/yr

$1,350,000 target · $54,000/yr

New HampshireNo income tax

$1,400,000 target · $56,000/yr

New Jersey

$1,700,000 target · $68,000/yr

Jersey City, NJ

$1,900,000 target · $76,000/yr

$2,000,000 target · $80,000/yr

New Mexico

Albuquerque, NM

$1,100,000 target · $44,000/yr

$1,300,000 target · $52,000/yr

New York

New York City, NY

$2,375,000 target · $95,000/yr

$2,050,000 target · $82,000/yr

$1,150,000 target · $46,000/yr

$1,300,000 target · $52,000/yr

North Carolina

$1,250,000 target · $50,000/yr

$1,200,000 target · $48,000/yr

$1,200,000 target · $48,000/yr

North Dakota

$1,050,000 target · $42,000/yr

Ohio

$1,100,000 target · $44,000/yr

$1,000,000 target · $40,000/yr

$1,100,000 target · $44,000/yr

Oklahoma

Oklahoma City, OK

$1,000,000 target · $40,000/yr

$950,000 target · $38,000/yr

Oregon

$1,500,000 target · $60,000/yr

$1,150,000 target · $46,000/yr

Pennsylvania

Philadelphia, PA

$1,500,000 target · $60,000/yr

$1,200,000 target · $48,000/yr

Rhode Island

$1,400,000 target · $56,000/yr

South Carolina

$1,300,000 target · $52,000/yr

$1,050,000 target · $42,000/yr

South DakotaNo income tax

Sioux Falls, SD

$1,000,000 target · $40,000/yr

TennesseeNo income tax

$1,300,000 target · $52,000/yr

$1,050,000 target · $42,000/yr

Chattanooga, TN

$1,100,000 target · $44,000/yr

TexasNo income tax

$1,375,000 target · $55,000/yr

$1,300,000 target · $52,000/yr

$1,250,000 target · $50,000/yr

San Antonio, TX

$1,150,000 target · $46,000/yr

$1,250,000 target · $50,000/yr

$950,000 target · $38,000/yr

$1,350,000 target · $54,000/yr

Utah

Salt Lake City, UT

$1,350,000 target · $54,000/yr

$1,150,000 target · $46,000/yr

Vermont

$1,350,000 target · $54,000/yr

Virginia

$1,250,000 target · $50,000/yr

Virginia Beach, VA

$1,300,000 target · $52,000/yr

WashingtonNo income tax

$2,050,000 target · $82,000/yr

$1,100,000 target · $44,000/yr

$1,500,000 target · $60,000/yr

Washington D.C.

$2,000,000 target · $80,000/yr

Wisconsin

$1,150,000 target · $46,000/yr

$1,250,000 target · $50,000/yr

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