Compare annual living costs and spending-based FIRE targets. Tax estimates are unavailable while we test them.
Each spending-based target is 25 times the annual living-cost estimate, using a 4% withdrawal assumption.
Lower cost of living means your portfolio can sustain you longer. Every $10k/year in spending reduction lowers your FIRE target by $250k.
City averages are a starting point. Use your own spending and take-home pay for a personal plan.
Living costs and the lifestyle you want can change the portfolio you need. Use the comparison that matches your next decision.
Explore living costs and spending-based targets, then start your personal plan.