FIRE Number & Cost of Living in Ohio

Explore FIRE baselines across 6 cities in Ohio. State taxes affect your take-home, so we show local tax context for each city. Find your target and compare retirement timelines. Compare Ohio with the broader Midwest FIRE guide.

Cities covered

Avg FIRE target

$1,161,250

Avg annual cost

$46,450

All cities in Ohio

Ranked by cost of living. Pick a city to see detailed FIRE calculations, tax context, and retirement scenarios specific to that location.

Columbus, OH

$50,300/year baseline

$1,257,500 FIRE target

Cincinnati, OH

$47,800/year baseline

$1,195,000 FIRE target

Cleveland, OH

$46,700/year baseline

$1,167,500 FIRE target

Dayton, OH

$45,200/year baseline

$1,130,000 FIRE target

Akron, OH

$45,100/year baseline

$1,127,500 FIRE target

Toledo, OH

$43,600/year baseline

$1,090,000 FIRE target

Calculate your FIRE date for any city in Ohio

Use the full calculator to model your specific income, savings rate, and taxes to get an exact retirement date.

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