US Region · 38 cities · 4 states

FIRE in the West Coast

High cost, but high income potential too.

California, Oregon, and Washington combine the highest tech salaries with some of the highest living costs in the US. San Francisco demands $2.75M+ for FIRE, while smaller Oregon cities are closer to $1.3M. Washington has no income tax — a major advantage for high earners in Seattle.

Cities covered
38
Avg annual cost
$68,579
Avg FIRE target
$1,714,475
No-income-tax states
2

All cities ranked by cost of living

Cheapest first. Click any city for detailed FIRE calculations and retirement timelines.

#CityStateAnnual CostFIRE TargetIncome Tax
1Spokane, WAWashington$44,000$1,100,000None
2Fresno, CACalifornia$46,000$1,150,0007.2%
3Eugene, OROregon$46,000$1,150,0008.8%
4Bakersfield, CACalifornia$48,000$1,200,0007.2%
5Salem, OROregon$48,000$1,200,0008.8%
6Modesto, CACalifornia$50,000$1,250,0007.2%
7Fairbanks, AKAlaska$52,000$1,300,000None
8Stockton, CACalifornia$54,000$1,350,0007.2%
9Vancouver, WAWashington$54,000$1,350,000None
10Olympia, WAWashington$54,000$1,350,000None
11Bend, OROregon$56,000$1,400,0008.8%
12Anchorage, AKAlaska$56,000$1,400,000None
13Bellingham, WAWashington$56,000$1,400,000None
14Hillsboro, OROregon$56,000$1,400,0008.8%
15Portland, OROregon$60,000$1,500,0008.8%
16Tacoma, WAWashington$60,000$1,500,000None
17Riverside, CACalifornia$62,000$1,550,0007.2%
18Everett, WAWashington$62,000$1,550,000None
19Sacramento, CACalifornia$64,000$1,600,0007.2%
20Santa Rosa, CACalifornia$70,000$1,750,0007.2%
21Santa Ana, CACalifornia$72,000$1,800,0007.2%
22Ventura, CACalifornia$72,000$1,800,0007.2%
23Monterey, CACalifornia$72,000$1,800,0007.2%
24Pasadena, CACalifornia$76,000$1,900,0007.2%
25San Diego, CACalifornia$78,000$1,950,0007.2%
26Anaheim, CACalifornia$78,000$1,950,0007.2%
27Glendale, CACalifornia$78,000$1,950,0007.2%
28Long Beach, CACalifornia$82,000$2,050,0007.2%
29Seattle, WAWashington$82,000$2,050,000None
30Santa Barbara, CACalifornia$82,000$2,050,0007.2%
31Berkeley, CACalifornia$82,000$2,050,0007.2%
32Oakland, CACalifornia$84,000$2,100,0007.2%
33Los Angeles, CACalifornia$88,000$2,200,0007.2%
34Irvine, CACalifornia$88,000$2,200,0007.2%
35Bellevue, WAWashington$90,000$2,250,000None
36San Jose, CACalifornia$96,000$2,400,0007.2%
37Palo Alto, CACalifornia$98,000$2,450,0007.2%
38San Francisco, CACalifornia$110,000$2,750,0007.2%

Browse by state

Alaska
2 cities
Avg $54,000/yr
No tax
California
23 cities
Avg $75,217/yr
Oregon
5 cities
Avg $53,200/yr
Washington
8 cities
Avg $62,750/yr
No tax
Cheapest in region
Spokane, WA
$44,000/yr · $1,100,000 FIRE target
Most expensive
San Francisco, CA
$110,000/yr · $2,750,000 FIRE target

Calculate your personal FIRE date in the West Coast

Use the full calculator to model your income, savings rate, and exact city costs to get a personalized freedom date.

Start the FIRE calculator