US Region · 37 cities · 12 states

FIRE in the Northeast

High cost, high income — can FIRE happen here?

The Northeast packs the highest salaries and some of the highest costs in the US. From Manhattan ($120k/year) to smaller cities in Vermont ($48k/year), the spread is enormous. Taxes are significant in most states — but so are earning opportunities.

Cities covered

Avg annual cost

$58,959

Avg FIRE target

$1,473,975

No-income-tax states

All cities ranked by cost of living

Cheapest first. Click any city for detailed FIRE calculations and retirement timelines.

#	City	State	Annual Cost	FIRE Target	Income Tax
1	Trenton, NJ	New Jersey	$46,900	$1,172,500	Unavailable
2	Harrisburg, PA	Pennsylvania	$47,700	$1,192,500	Unavailable
3	Syracuse, NY	New York	$48,000	$1,200,000	Unavailable
4	Rochester, NY	New York	$48,100	$1,202,500	Unavailable
5	Buffalo, NY	New York	$48,800	$1,220,000	Unavailable
6	Springfield, MA	Massachusetts	$49,600	$1,240,000	Unavailable
7	Bangor, ME	Maine	$49,900	$1,247,500	Unavailable
8	Hartford, CT	Connecticut	$50,700	$1,267,500	Unavailable
9	Atlantic City, NJ	New Jersey	$50,900	$1,272,500	Unavailable
10	Allentown, PA	Pennsylvania	$51,000	$1,275,000	Unavailable
11	Pittsburgh, PA	Pennsylvania	$51,300	$1,282,500	Unavailable
12	Albany, NY	New York	$51,600	$1,290,000	Unavailable
13	Baltimore, MD	Maryland	$53,100	$1,327,500	Unavailable
14	Philadelphia, PA	Pennsylvania	$53,700	$1,342,500	Unavailable
15	Burlington, VT	Vermont	$54,800	$1,370,000	Unavailable
16	Worcester, MA	Massachusetts	$54,900	$1,372,500	Unavailable
17	Providence, RI	Rhode Island	$55,300	$1,382,500	Unavailable
18	New Haven, CT	Connecticut	$55,900	$1,397,500	Unavailable
19	Manchester, NH	New Hampshire	$56,600	$1,415,000	Unavailable
20	Newark, NJ	New Jersey	$57,000	$1,425,000	Unavailable
21	Portland, ME	Maine	$58,800	$1,470,000	Unavailable
22	Princeton, NJ	New Jersey	$59,300	$1,482,500	Unavailable
23	Concord, NH	New Hampshire	$59,600	$1,490,000	Unavailable
24	Newport, RI	Rhode Island	$60,100	$1,502,500	Unavailable
25	Washington DC	Washington D.C.	$62,200	$1,555,000	Unavailable
26	Yonkers, NY	New York	$62,400	$1,560,000	Unavailable
27	Stamford, CT	Connecticut	$65,400	$1,635,000	Unavailable
28	Bethesda, MD	Maryland	$66,700	$1,667,500	Unavailable
29	Brooklyn, NY	New York City	$67,400	$1,685,000	Unavailable
30	White Plains, NY	New York	$68,200	$1,705,000	Unavailable
31	Boston, MA	Massachusetts	$68,400	$1,710,000	Unavailable
32	Jersey City, NJ	New Jersey	$68,700	$1,717,500	Unavailable
33	Cambridge, MA	Massachusetts	$71,400	$1,785,000	Unavailable
34	Greenwich, CT	Connecticut	$73,900	$1,847,500	Unavailable
35	New York City, NY	New York City	$77,500	$1,937,500	Unavailable
36	Hoboken, NJ	New Jersey	$77,800	$1,945,000	Unavailable
37	Huntington, NY	New York	$77,900	$1,947,500	Unavailable