FIRE Number & Cost of Living in Arizona

Explore FIRE baselines across 9 cities in Arizona. State taxes affect your take-home, so we show local tax context for each city. Find your target and compare retirement timelines. Compare Arizona with the broader Southwest FIRE guide.

Cities covered

Avg FIRE target

$1,394,450

Avg annual cost

$55,778

All cities in Arizona

Ranked by cost of living. Pick a city to see detailed FIRE calculations, tax context, and retirement scenarios specific to that location.

Scottsdale, AZ

$59,600/year baseline

$1,490,000 FIRE target

Gilbert, AZ

$59,400/year baseline

$1,485,000 FIRE target

Chandler, AZ

$57,300/year baseline

$1,432,500 FIRE target

Flagstaff, AZ

$56,400/year baseline

$1,410,000 FIRE target

Tempe, AZ

$55,800/year baseline

$1,395,000 FIRE target

Phoenix, AZ

$55,300/year baseline

$1,382,500 FIRE target

Glendale, AZ

$54,800/year baseline

$1,370,000 FIRE target

Mesa, AZ

$54,600/year baseline

$1,365,000 FIRE target

Tucson, AZ

$48,800/year baseline

$1,220,000 FIRE target

Calculate your FIRE date for any city in Arizona

Use the full calculator to model your specific income, savings rate, and taxes to get an exact retirement date.

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