FIRE Number & Cost of Living in Arizona

Explore FIRE baselines across 9 cities in Arizona. State taxes affect your take-home, so we show local tax context for each city. Find your target and compare retirement timelines.

Cities covered
9
Avg FIRE target
$1,266,675
Avg annual cost
$50,667

All cities in Arizona

Ranked by cost of living. Pick a city to see detailed FIRE calculations, tax context, and retirement scenarios specific to that location.

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Scottsdale, AZ
$62,000/year baseline
$1,550,000 FIRE target
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Phoenix, AZ
$52,000/year baseline
$1,300,000 FIRE target
🇺🇸
Chandler, AZ
$52,000/year baseline
$1,300,000 FIRE target
🇺🇸
Gilbert, AZ
$52,000/year baseline
$1,300,000 FIRE target
🇺🇸
Tempe, AZ
$50,000/year baseline
$1,250,000 FIRE target
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Flagstaff, AZ
$50,000/year baseline
$1,250,000 FIRE target
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Mesa, AZ
$48,000/year baseline
$1,200,000 FIRE target
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Glendale, AZ
$46,000/year baseline
$1,150,000 FIRE target
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Tucson, AZ
$44,000/year baseline
$1,100,000 FIRE target

Calculate your FIRE date for any city in Arizona

Use the full calculator to model your specific income, savings rate, and taxes to get an exact retirement date.

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