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FIRE Number & Cost of Living in Florida

Explore FIRE baselines across 17 cities in Florida. No state income tax means more savings turn into invested capital. Find your target and compare retirement timelines. Compare Florida with the broader Southeast FIRE guide.

Cities covered
17
Avg FIRE target
$1,418,100
Avg annual cost
$56,724

All cities in Florida

Ranked by cost of living. Pick a city to see detailed FIRE calculations, tax context, and retirement scenarios specific to that location.

Boca Raton, FL
$67,300/year baseline
$1,682,500 FIRE target
Miami, FL
$65,100/year baseline
$1,627,500 FIRE target
West Palm Beach, FL
$61,100/year baseline
$1,527,500 FIRE target
Fort Lauderdale, FL
$60,200/year baseline
$1,505,000 FIRE target
Cape Coral, FL
$59,900/year baseline
$1,497,500 FIRE target
Tampa, FL
$58,100/year baseline
$1,452,500 FIRE target
Clearwater, FL
$57,500/year baseline
$1,437,500 FIRE target
Naples, FL
$56,100/year baseline
$1,402,500 FIRE target
St. Petersburg, FL
$56,100/year baseline
$1,402,500 FIRE target
Fort Myers, FL
$55,800/year baseline
$1,395,000 FIRE target
Orlando, FL
$55,500/year baseline
$1,387,500 FIRE target
Sarasota, FL
$55,300/year baseline
$1,382,500 FIRE target
Jacksonville, FL
$52,800/year baseline
$1,320,000 FIRE target
Lakeland, FL
$52,300/year baseline
$1,307,500 FIRE target
Pensacola, FL
$50,700/year baseline
$1,267,500 FIRE target
Gainesville, FL
$50,400/year baseline
$1,260,000 FIRE target
Tallahassee, FL
$50,100/year baseline
$1,252,500 FIRE target

Calculate your FIRE date for any city in Florida

Use the full calculator to model your specific income, savings rate, and taxes to get an exact retirement date.

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